Supplemental Health Plans

Additional Benefits

We offer a variety of voluntary benefits and coverage options to support all areas of your life and well-being.

Note: Accident, Hospital and Critical Illness Insurance are not a replacement for medical coverage, however, these supplemental plans can help protect you from significant or unexpected out-of-pocket expenses.

Accident Insurance

Accident Insurance pays expenses resulting from an accidental injury that are not covered by your medical coverage. Coverage may include various injuries, hospitalization, medical services and treatments. Plus, this coverage features:

  • Guaranteed acceptance for you and other eligible family members.
  • No medical questions or tests required for coverage.
  • Payments made directly to you.
  • You can use the money for any purpose you like.
  • Coverage to help pay for insurance deductibles, copayments and more.
  • If you leave or retire, you can take your coverage with you.
Hospital Indemnity Insurance

Hospital Indemnity Insurance can help pay for health insurance deductibles and copays related to a hospitalization. It pays a daily cash benefit directly to you, up to the plan maximum, if you or a covered family member is hospitalized. Coverage is also included for maternity stays and emergency room usage. Plus, this coverage features:

  • Guaranteed acceptance for you and other eligible family members.
  • Payments made directly to you, not your healthcare provider.
Critical Illness Insurance

If you or a covered family member is treated for a major medical event or diagnosed with a covered illness, Critical Illness Insurance can provide extra cash. The benefit is paid in a lump sum that can be used to pay for expenses not usually covered by medical or disability income plans — anything from medical expenses to your mortgage.

  • Covered conditions include heart attack, cancer, stroke and more.
  • Guaranteed acceptance for you and other eligible family members.
  • Also pays additional benefits if you complete an annual Health Screening.